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Specialty Construction Insurance Classes
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800-970-9778 |
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A Division of NSM Insurance Group
555 North Lane, Suite 6060
Conshohocken, Pa 19428
P. 800-970-9778 F. 610-941-9889
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You have arrived at the NSM Insurance Group Construction Programs Center! Our Specialty Construction Insurance Program Unit understands that each type of contractor has a specific set of exposures, and each of our programs is designed to address the coverage challenges of each unique class. Our Specialty Construction Insurance underwriters are ready for your applications; we have years of experience with construction liability insurance, business interruption insurance, and other related exposures around the country, with underwriting and rating, and policy administration.
Call Us Today 800-970-9778
Targeted Classes:
Residential Construction Insurance & Builders Risk Insurance
- Residential Homebuilders with 1-100 home starts per year
- Single family and limited Multi-family builders
- Homeowner & Condo Owners Associations - Available
Commercial Auto
- A wide range of Commercial Auto Classes from Cement Mixers, Sand & Gravel Hauling, Contractors, Delivery and More
Commercial Builders Insurance
- General contractors engaged in specialty construction & remodeling of restaurants and retail chains or franchises
- Mixed residential & commercial construction insurance
- Commercial Condo Construction Insurance
Commercial Apartment Construction
- All styles of apartments (amenities included)
- Up to 100 units per development
- As many as 5 stories
- Builders Risk and Umbrella available
Clean Streets Program
- Paving Insurance
- Power Sweeping
- Line Striping
- Seal Coating
- Catch Basin Services
Portable Sanitation Insurance
- Portable toilet rental, servicing and cleaning
- Septic Tank Cleaning and inspection
- Cesspool and sewage pit pumping and cleaning
- Sewer line cleaning and rodding
- Sewer and storm basin clean out
- Liquid Vacuuming operations
Street Construction Insurance & Road Construction Insurance
- Contractors generating revenues of $10,000,000 or less
- Contractors that subcontract less than 35% of their work
- NAICS: 237310 - Highway, Street Construction
- 5 Years in operation
Clean Green Insure
- Commercial and residential window cleaning
- Power washing & exterior building cleaning
- Truck washing insurance
- Tank washing insurance
- Air duct cleaning
Landscaper's Insurance
- Establishments primarily engaged in providing landscape care and maintenance services and/or installing trees, shrubs, plants, lawns, or gardens
- Establishments primarily engaged in providing these services along with the design of landscape plans and/or the construction (i.e. installation) of walkways, retaining walls, decks, fences, ponds, and similar structures
Program Features:
- Available in All States
- Top Rated National Carriers
- Easy Application Process
- Experienced In-House Underwriting and Policy Issuance
- State-of-the-Art Loss Control
- Specialized, Focused Claims Handling
- Industry Experience (OSHA 10 hour Certified Program & Claims Directors)
- Competitive Rates
- Great Service – Quick Quote Turnaround
- Most Programs are Written on Admitted Paper
Associations & Resources:
Frequently Asked Questions
- Can you write New Entities?
- Yes we can consider new entities in the following two situations:
- If in business at least 1 year with a resume showing significant construction experience as a jobsite supervisor or project manager.
- If a partnership split up and the insured was the partner that managed the residential construction operation.
- Do you require all insured subs or how do you handle uninsured subs?
- We require all subs be insured with like GL Occurrence limits to the insured.
- Uninsured subs jeopardize continued coverage for the insured.
- Do you write Roofers (or Excavation contractors or some other trade contractor type)?
- No we only provide coverage for the Homebuilder GC. Norman-Spencer (Brian Norman) has a trade contractor program 800-543-3248.
- Do you write in New York?
- Yes, depending on location. We write from Orange and Putnam Counties north. We do not write south of them or on Long Island.
- Do you write Workers’ Compensation?
- Yes, we can write Workers’ Compensation through our two monoline Workers’ Comp programs Insurex and AllComp Solutions. Please send with your submission or call our Workers’ Comp Directors:
- Dan McCarthy (State of CA) at 877-467-8739 or
619-229-7770 x 302
- Geoff Pratt (All other states) at 800-970-9778 x 154
- Can you write a builder that has not carried insurance in the past?
- No.
- Do you write Re-modelers?
- Yes, as long as they are not performing Fire or Flood Restoration work or Flipping Houses.
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