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Appetite Guide

Request a Call From an Underwriting Expert

  • Up to $15M Property TIV per location
  • Non-coastal property
  • Available in all states, excluding AK, FL, HI & TX
  • Risks with less than 20% subsidize or 30% mercantile
  • Student Housing
  • PC 1-17
  • Top A rated national carrier
  • Competitive coverages and policy forms
  • Access to a dedicated underwriter
  • In-house claims service
  • Package and/or mono-line property capability
  • Property enhancement endorsement
  • Business income
  • Equipment breakdown
  • Ordinance & law
  • Hired and non-owned auto
  • Additional insureds

Program Features

Key Coverages

Roll Your Book Over to the Experts in Habitational Insurance

HabPro Insurance is a best-in-class real estate program specializing in package and mono-line property for the habitational market, including non-coastal apartment complexes and condominiums.  HabPro is available on a non-admitted basis and is focused on providing competitive coverage for the small and middle market arena

The Best Home For Your Habitational Business


25 years experience in the property and casualty E&S insurance industry. Responsible for premium, profit and expense planning. Successful with building and managing commercial insurance sales and underwriting teams. 

Program Director - Joe Mossbrook