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Appetite Guide

Request a Call From an Underwriting Expert

  • Up to $15M Property TIV per location
  • Non-coastal property
  • Available in all states, excluding AK, FL, HI & TX
  • Risks with less than 20% subsidize or 30% mercantile
  • Student Housing
  • PC 1-17
  • Top A rated national carrier
  • Competitive coverages and policy forms
  • Access to a dedicated underwriter
  • In-house claims service
  • Package and/or mono-line property capability
  • Property enhancement endorsement
  • Business income
  • Equipment breakdown
  • Ordinance & law
  • Hired and non-owned auto
  • Additional insureds

Program Features

Key Coverages

Roll Your Book Over to the Experts in Habitational Insurance

HabPro Insurance is a best-in-class real estate program specializing in package and mono-line property for the habitational market, including non-coastal apartment complexes and condominiums.  HabPro is available on a non-admitted basis and is focused on providing competitive coverage for the small and middle market arena

The Best Home For Your Habitational Business

jmossbrook@nsminc.com

25 years experience in the property and casualty E&S insurance industry. Responsible for premium, profit and expense planning. Successful with building and managing commercial insurance sales and underwriting teams. 

Program Director - Joe Mossbrook