Residential and Commercial Builders Risk


Homebuilders Coverage

Our program is designed specifically for residential and commercial structures including specialty construction making it easy for contractors to protect their business. We target residential homebuilders with 1-100 home starts per year. We write both single family and limited multi-family builders that exhibit good risk management protocol. Homebuilders Coverage was designed by professionals with expertise in the residential construction industry.

Lines of Coverage:

  • Builders Risk

Program Features:

  • “A” XV rated national carrier
  • In-house underwriting
  • Available in all states
  • Expert claims handling
  • State-of-the-art loss control
  • Online quote worksheet with auto-fill quote proposal
  • Guaranteed same day binding

Policy Offerings:

  • Policy limits available up to $5M for residential and $10M for commercial completed value of all covered property
  • Limit for Profit available
  • $10,000 Temporary Location Limit
    • Optional limits up to $50,000 available
  • $10,000 Transit Limit
    • Optional limits up to $50,000 available
  • $15,000 Limit for Outdoor Prop, Sod, Trees, Shrubs, Plants
    • Higher limits are available

Deductible Options:

  • $1,000
  • $2,500
  • $5,000
  • $10,000

Optional Coverages Available:

  • Soft Costs with limits of $25,000; $50,000; and $75,000 available
  • Contractor Change Order Endorsement with 5%; 10%; 15% and 20% available

You can easily get a quote and proposal online by completing the Builders Risk Worksheet in the Rating section below. Complete the questions to the best of your knowledge and then review the proposal on the second tab at the bottom. It’s just as easy to bind. Simply email the worksheet, signed by the agent, and the proposal signed by the insured to Carolette Holmes at

Contact Us:

Claims Specialist
Tim Greenfield
P. 610-808-9619

Director of Corporate Claims
David Gagliardi
800-970-9778 ext 127