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Sober Living Insurance

Comprehensive protection from the industry experts

Insurance for sober living homes and recovery residences

Sober Living Insurance is a best-in-class offering from ATP, the longstanding leader in behavioral healthcare insurance. Sober Living Insurance provides a comprehensive suite of property and casualty coverages that meet the unique needs of for-profit, non-profit and faith-based sober living homes, recovery residences and transitional living facilities.

Proud Partner

Sober Living Insurance

Proud partner of the National Alliance for Recovery Residences (NARR)

Comprehensive insurance and risk management services

Coverage for non-profit, for-profit and faith-based sober living homes

Simplified application process

Low interest premium financing

Available in all states except NY

In-house claims team

Comprehensive sober living insurance policies

  • General liability
  • Physical abuse & sexual abuse liability
  • Professional liability
  • Property
  • Equipment breakdown

Minimum premium: $5,000

We’re ready to help you today

Sober living home operators

We work exclusively through insurance brokers/agents. Please have your insurance partner reach out and we will turn a quote around quickly.


Please reach out so we can quote and bind your sober living accounts with best-in-class coverage. We’re your market!

Krista Mayes

Krista Mayes

Krista Mayes, Program Director

A respected leader in the behavioral healthcare industry, Krista Mayes leads the ATP team in its unwavering commitment to serving agents and their clients with best-in-class specialty insurance and risk management solutions.

[email protected]

We are here to help

Call us at 610.808.9556 or send a submission and request more information.