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Competitive coverages for trucking risks

TTI is your single source for owner-operator coverage — and more

TTI offers agents easy access to key coverages for motor carrier clients and their owner-operators. Our relationships span the entire marketplace for owner-operator coverage, enabling us to provide multiple competitive quotes so you can deliver the best, most cost-effective solutions tailored to their unique needs. We also work with multiple A-rated markets to provide competitive quotes for motor truck cargo and a growing list of risks.

Owner-operator coverages

Physical damage

Lease/loan gap, downtime, mechanical breakdown, diminishing and single deductible

Major medical and mini-med options

Non-trucking liability (Bobtail)

Endorsements available for select risks to broaden coverage, such as to & from and maintenance

Workers’ compensation

Clerical and driver exposure

Occupational accident with contract liability

Can include coverage for hernia, dental, ambulance, therapy, critical burn and non-occupational, among others

Member-owned group or single parent captives

Min. premium: $250K for group; $2MM for single parent

Save time & resources

With our state-of-the-art TrueAdvantage insurance management system, agents and motor carriers can forget about the time-consuming, manual administration of owner-operator programs. We do it all for you.

Motor truck cargo coverages

Pollutant cleanup

Debris removal

Reloading expenses


Trailer interchange

Additional inland marine coverage

Annual transit, trip transit, warehouse legal liability, shipper’s interest, logistics legal liability and contingent cargo/contingent auto

Claims support

Our team is dedicated to ensuring agents and insureds receive timely, top-notch support when it comes to reporting and handling claims.

Need to file a claim? We’re here for you.

Instant per-load cargo coverage

Simpler. Faster. More affordable than ever.
With an AI-powered insurtech platform, we enable your clients to:

Get instant quotes online

All-risk, per-load coverage

Secure coverage in less than 40 seconds

Limits up to $2M

Save up to 80% compared to traditional per-load coverage

Options for shipments by air, land and sea

Save thousands of dollars annually

Coverage for commonly excluded commodities

Commercial trucking insurance solutions

James Birkhead, Director of Transportation Risk

James Birkhead,
Director of Transportation Risk

A well-respected expert in the trucking market, James Birkhead leads the team at True Transport Insure as they continually innovate to deliver a best-in-class program for agents and motor carriers.

We are here to help

Call us at 610.808.9559 or send a submission and request more information.