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The experts in employer stop loss and managed care reinsurance

We deliver financial security with solutions for the increasingly complex healthcare environment

Carbon Stop Loss Solutions is the industry leader in innovative employer stop loss and managed care offerings. With a focus on lowering costs, managing medical risks and providing best-in-class coverage for catastrophic losses, we enable self-insured employer groups, HMOs, physician groups and other healthcare providers to navigate an extremely complex healthcare environment — protecting their organizations and the people who rely on them.

Uniting the expertise of trusted legacy organizations IOA Re, Sequoia Reinsurance Services and Rockport Benefits, Carbon delivers cutting-edge risk solutions that are stronger by design.

Carbon Stop Loss Solutions services are provided by IOA Re, LLC (NPN #2006648) and Sequoia Reinsurance Services, LLC (NPN #18853752). Rockport Benefits operates as a division of IOA Re, LLC.

Carbon highlights

Best-in-class offerings

Our market-leading employer and provider excess loss solutions deliver proven results, effectively lowering costs and protecting plan assets.

Custom solutions

We design solutions for each client’s specific needs with innovative and emerging cost-saving strategies.

Decades of experience

Our seasoned underwriting, clinical and claims experts have decades of experience and long-term relationships with top health and benefit brokers/consultants, third-party administrators, clients and key carrier partners.

Cross-functional expertise

From actuarial, finance and medical underwriting experts to clinical, cost containment and claims specialists, we have every angle covered to help clients find the right balance between cost control and risk.

World-class carriers

We have longstanding partnerships with A to A++ rated carriers, providing added peace of mind that our solutions are backed by experts you can trust.

Family-style service

We’re known for attentive, family-style customer service at every point of contact. You can rely on us as go-to partners who make your life easier and work tirelessly to protect your business like it’s our own.

Our reinsurance solutions

Why Carbon?

“Carbon is the team you can trust for industry-leading risk solutions. Our expertise, product range and service offerings are second to none. The loyalty of our client base is testament to the value and commitment we have brought to this sector for decades.”

Dan Bolgar
Chief Executive Officer

“Deep underwriting expertise and rigor are at the core of what sets Carbon apart. We dig in to uncover the complex elements of each risk and craft custom solutions that are uniquely suited to provide exceptional risk protection. Our approach sets all stakeholders up for long-term success.”

Richard Berve
Chief Underwriting Officer

“With the increasing cost of hospital inpatient services, emergent therapies and chronic illnesses treated with specialty pharmacy medications, plan sponsors need affordable solutions to manage expenses, reduce waste and maintain access to care. That’s where our experts come in to effectively preserve and protect plan assets and mitigate evolving risks.”

Jakki Lynch
Director of Cost Containment – Managed Care

“With the cost and frequency of catastrophic claims on the rise, robust claims support can have a significant impact on an organization’s bottom line. That’s why we have a dedicated team of stop loss claims experts to consult on complex medical scenarios, ensure timely and accurate reimbursement and spot trends that can optimize risk solutions.”

Connie McClure
Director of Claims and Cost Containment – Employer Stop Loss

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Carbon Stop Loss Solutions services are provided by IOA Re, LLC (NPN #2006648) and Sequoia Reinsurance Services, LLC (NPN #18853752). Rockport Benefits operates as a division of IOA Re, LLC.

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